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Alinma Consumer

Meet your personal needs with easy and fast financing.

Service Details:

Financing directed to individuals to meet their personal needs such as purchasing household appliances, electronic devices, cars, or covering educational and medical expenses, with flexible repayment options.

Financing Terms:

  • The customer must be a Yemeni national (for individuals).

  • The main headquarters of the company or institution must be located in Yemen (for entities).

  • The customer must be legally eligible to obtain financing (of legal age and mentally competent).

  • Age must be between 18 and 60 years.

  • Provide a valid personal ID (national ID card or passport).

  • Submit legal documents such as commercial registration and activity license (for entities).

  • The customer must have a good personal and credit reputation.

  • Demonstrate the ability to repay installments through a stable income or reliable financial source.

  • The customer must not currently be active with another microfinance institution or bank.

  • The customer must have sufficient financial and managerial capacity to manage their business.

  • The customer must provide a commercial guarantee or collateral equal to or greater than the financing amount.

  • The customer’s residence or company headquarters must be within the bank branch’s service area.

  • The residence of the customer or guarantor must be owned by one or both.

  • The customer must not be listed on the central bank’s blacklist.

Alinma Consumer