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Alinma Wadi’ah

Invest your money safely with fixed and guaranteed returns.

Service Details

Deposit accounts are bank accounts designed for customers who want to save their money for a specified period in exchange for earning profits and returns. These accounts are considered low-risk investment tools, as the customer is required not to withdraw the principal amount until the end of the agreed deposit term.

Account Features

  • The customer can earn a profit percentage on the deposited amounts under the bank’s custody.

  • The deposit withdrawal term can be extended.

  • The deposit can be broken according to the customer's wish.

  • The profit rate offered on the fixed-term deposit account is higher than that of the savings account.

  • Minimum amount required to open a deposit account.

Opening Requirements

  • The customer must have a current account.

  • Agree to the account’s terms and conditions.

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